Freebies with your Salary Account:A Salary Account with HDFC Bank also ensures you get the following free of cost –. 25-leaves cheque book every six months. Passbook. E-Statements. Demand Drafts (DD) payable at all HDFC Bank branches across India. InstaAlert facility (Email and SMS notifications of every transaction) 8.35. 15.15. 9.20. 10.32. Fixed Deposit (FD)- HDFC Bank Ltd. offers a wide range of FD schemes at a competitive interest rates with attractive and assured returns. Visit us at HDFC Bank Ltd. to know more about FD interest rate and ; other benefits. Loan to value ratio. · For loans of up to Rs 30 lakh: Up to 90%. · For loans between Rs 30 lakh and Rs 75 lakh: Up to 80%. · For loans above Rs 75 lakh: Up to 75%. Processing charges (non-refundable) 1% of loan amount or Rs 10,000 whichever is higher, IMD – Rs 2,500. Note: Interest rates as on 18th December 2023. HDFC Bank offers 7.20 to 7.70% p.a.* interest rates for women on a loan slab of Rs 75 Lakhs. The only criterion being women need to be either the primary owner or co-owner of the property. So, they can either be applicants or co-applicant of the loan to avail of the concession on the interest rates. comment HDFC Home Loan Interest Rates – Updated in January 2024 For people wishing to buy their dream homes, HDFC offers appealing home loan interest rates starting at 8.40% p.a. These rates are affordable and offer enticing financing alternatives for terms ranging up to 30 years. Things we covered for you + Minimum Interest Rate 9.50% p.a. Maximum Interest Rate 11.00% p.a. HDFC Bank has not disclosed differential interest rates based on the credit score, occupation profile, etc. of its application. However, many lenders consider these factors while setting their Loan Against Property interest rates yGueTaO. As per applicable laws of the state. Manual Collection Charges*. Rs. 200/- per visit plus applicable any taxes thereon. Charges for Updating & Handling Loan Account As Per Customer Request*. Rs. 1,500/- plus applicable any taxes thereon. Origination Fees. 1.5% + Taxes of the Sanction Amount & is Non-Refundable. Education. Here are HDFC Bank's new car interest rates and charges: ₹650 (charges NOT to be refunded in case of case cancellation.) For pre-closures within one year, the charges will be 6% of the outstanding principal. For pre-closures within 13-24 months from the first EMI, the charges will be 5% of the outstanding principal. Current Charges. Loan processing charge (processing fee) Upto 1% of disbursal amount (Inclusive of applicable Tax) Valuation charge. Rs 250 +applicable tax up to 1.5 lacs per packet per loan. Rs 575 +applicable tax above 1.5 lacs per packet per loan. Premature closure charges (Full or Part payment) 1% on principal outstanding + applicable tax A higher loan amount can result in you having to pay a higher interest and higher EMIs. Paying a large down payment can help reduce the EMIs and reduce the interest rates too. Opt for a lower rate of interest: The rate of interest is one of the most important factors that affect the principal loan disbursed and the tenure of the loan. You must fulfil a few eligibility conditions and documentation requirements to qualify for a ₹50 Lakh Home Loan at HDFC Bank. Here's an overview: Minimum Income of ₹20,000 per month for Delhi, Mumbai, Bangalore, Pune, and Chennai residents. Minimum Income of ₹15,000 per month for the residents of other cities. Process For Home Loan Takeover. Step:1 Check the present rate and calculate the interest savings. Step:2 Calculate approximate cost on account of different fees and charges. Step:3 Choose the bank you want to transfer the loan to and decide if you wish to go for a top-up.

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